Kurt Reisig, Chairman & Founder, American Pacific Mortgage discusses the Top 3 Emerging Trends for 2022. Highlights include: the importance of pivoting during different market conditions; first customer is branch manager; it is always about the people, scale matters and building trust and embracing technology. Kurt has been in the mortgage industry for over 30 years and as 2022 approaches, he offers some very insightful thoughts on the trends he sees impacting the mortgage industry.