Andrew Panagos, President, GO Mortgage.  Highlights include:  mortgage business model is outdated and needs reinvention; senior leadership faces an innovation gap; recruiting young talent requires a different strategy; consumer behavior

Jesse Allen, President, Rate.  Highlights include:  reverse mortgages–niche to necessity; regulatory reforms have made reverse mortgages safer; distribution and awareness are the biggest constraints and future growth requires innovation in

Brian Boyles, National Sales Manager, Middleton Advisory Group.  Highlights include:  recruiting is still the #1 priority but needs a smarter approach; compensation is over-discussed; leadership quality and culture drive recruiting

Jerry Rader, SVP, Strategic Growth & Development, ALCOVA Mortgage.  Highlights include:  face-to-face communication builds trust; incentivizing retention with shared upside; retention requires a post-sale strategy; cultural fit beats highest bid and

Brian Vieaux, President & COO, FinLocker.  Highlights include:  point of thought matters; hybrid sales model; trusted financial educator; customer centric stories and franchise with no rules.  Brian has been in

Michael Cush, Owner, Mortgage Startup Consulting. Highlights include:  mortgage industry resists change—and it’s dangerous; AI and outside forces are disrupting the status quo; industry still doesn’t prioritize customer experience; executives

Jeff Scheuren, EVP, President, COO at Fulton Mortgage. Highlights include:  volatility is unprecedented and driven by emotion, not fundamentals; hedging must be hyper-responsive and continually reassessed; communication and tools are vital

Rob Robertson, Author.  Highlights include:  your pain can become your purpose; don’t freeze in the face of life’s hits; support systems matter; the NFL taught him more than football and

Connor Bartley, Content Creator and Podcast Host, The LO Down.  Highlights include: build by design, not by default; internal alignment and realism are crucial; prioritize quality over quantity; leverage technology and