Rick Sharga, Founder & CEO, CJ Patrick & Co.   Highlights include:  future for housing is bright; follow population growth; back office productivity is key; work your database and more consolidation

Brian Koss, Regional Director, Movement Mortgage.  Highlights include:  dual representation doesn’t work; no part time people; raising value of professionalism and a la carte selection.  Brian has been in the

Tom Finnegan, Principal at STRATMOR Group.  Highlights include:  volume and profitability not a relationship; cost per loan now; free agent sales culture; production economics and deeper analysis of sales force. 

S.A. Ibrahim, retired CEO at Radian.  Highlights include:  winners will be proactive; intermediaries will enter; biggest impact will be AI not NAR settlement and AI in mortgage industry will happen

Mark Deitz, Manager Director of Mortgage at SECU Credit Union.  Highlights include:  networking community; relevant education; involvement in industry and monthly newsletter.  Mark has been in the industry over 20

Kevin Peranio, Chief Lending Officer.  Highlights include:  no dual representation; industries are specialized; impact of buyer’s cycle time; mine your own database and master one thing.  Kevin has been in

Jon Overfelt, Director of Sales/Owner, American Security Mortgage Corp.  Highlights include:  social media as an connection tool; face to face matters; auto-campaign is not selling; doing what others won’t and take action

Dan Ervin, FVP, Mortgage Sales Director at First Merchants Bank. Highlight include:  market share growth; WIIFT; living in the “Now” and assume nothing.  Dan has been in the mortgage industry

Greg Sayegh, Chief Strategy Officer and Co-Founder.  Highlights include:  role of Branch Manager and Regional Manager has changed; 40% industry turnover; churning of low producers and 88% of LOs are