Kirk Redding, Co-Founder, President, Promise Home Loans. Highlights include: broker model growth; industry challenges; success factors in the broker model; changing realtor perceptions and the need for strong support system.  Kirk has thirty plus years of...

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Ralph Armenta, SVP, Incenter Lending Services.  Highlights include:  growth of private label mortgage securities; shifting trends in mortgage banking; opportunities in Residential Transition Loans (RTL); focus on high volume areas and the four R’s of...

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