Justin Demola, President of Lenders One discusses Emerging Trends in 2022 and the Future Outlook.  Highlights include:  be aware of where you are in the mortgage cycle; the importance of pivoting fast; more efficiency is critical and technology vs human touch in mortgage.  Justin has been in the mortgage industry for over 20 years and is currently a Board Member for the MBA of NJ.  Justin has insightful thoughts on the outlook for the mortgage industry in the future.