Pat interviewed Michael Hammond JD,CMT at NexLevel Advisors LLC.  Highlights include:  out of balance sales teams; failure to manage capacity; leveraging best practices; changing manager compensation models and training as an investment.  Michael is a...

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Joe Camerieri, Director of Sales, Private Label Origination at Maxwell.  Highlights include:  what is really different between lenders; creating scale; variable cost model; business or product and loans per month are not efficient.  Joe has...

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Bill Kroll, Managing Director, The Casey Group.  Highlights include:  develop a strategy; set agenda and objectives; don’t reinvent the wheel and make sure you get references. Bill retired as EVP from the ABA and has...

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Jon Overfelt, Director of Sales/Owner at American Security Mortgage Corp.  Highlights include:  preapprovals have ramped up costs; most tech helps consumers; slow second—fast first; leveraging time and don’t buy if can’t implement.  Jon has been in...

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Jeff Scheuren, EVP, President and COO at Fulton Mortgage Co.  Highlights include:  key factors that drive pricing; start with cost to originate; understanding market rate movement; what is a good proxy and be a true...

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Rick Sharga, Founder & CEO, CJ Patrick & Co.   Highlights include:  future for housing is bright; follow population growth; back office productivity is key; work your database and more consolidation of the inefficient.  Rick’s firm...

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Brian Koss, Regional Director, Movement Mortgage.  Highlights include:  dual representation doesn’t work; no part time people; raising value of professionalism and a la carte selection.  Brian has been in the mortgage industry for over 35...

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Tom Finnegan, Principal at STRATMOR Group.  Highlights include:  volume and profitability not a relationship; cost per loan now; free agent sales culture; production economics and deeper analysis of sales force.  Tom is an experienced mortgage...

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S.A. Ibrahim, retired CEO at Radian.  Highlights include:  winners will be proactive; intermediaries will enter; biggest impact will be AI not NAR settlement and AI in mortgage industry will happen sooner rather than later. S.A. Ibrahim...

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