Lyubomira Buresch CMB, Founder & CEO, Polygon Research talks about Using Data to Increase Minority Applications.  Highlights include: using data to provide market insights for better decision-making; HMDA – American Community Survey; corporate culture matters on how data is used; “Social Index”-Fannie Mae and the potential is large for Mortgage Ready borrowers.  Lyubomira has over 20 year experience in providing analytics to the financial services industry, most recently with KPMG, BofA and Citibank.